Frictionless Authentication for
Every User, Every Time

Deliver seamless, strong authentication at every digital touchpoint without disrupting the user journey.

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The 360 Adaptive Authentication Difference

Securing digital interactions for banks, fintechs and enterprises worldwide.

Developer-First
Framework

Embed authentication directly into your apps and platforms with SDKs and APIs designed for speed, scale and flexibility.

Frictionless
MFA Experiences

One-click push, QR code login, and time-based OTPs give users choice and convenience while maintaining strong protection.

Cross-Channel
Protection

Extend MFA seamlessly to mobile apps, web browsers and digital payments.

Real-Time
Response to Risk

Trigger authentication challenges instantly for high-risk activities—blocking fraud without slowing legitimate users.

Future-Proof
Security

Adapt easily to evolving regulatory standards and new fraud tactics with agile orchestration and policy control.

Proven Authentication Factors

Shape your digital workflows with seamless, secure authentication built for your business.

Mobile Software Tokens
  • Generate one-time passcodes (OTPs) for logins and transactions.
  • Support multiple identities on iOS and Android apps.
  • Validate every banking transaction to prevent fraud.
Push Authentication
  • Push authentication request directly to a trusted device.
  • Enable a one-click method for cross-channel verification.
  • Leverage local biometric authentication to protect transactions.
QR Codes
  • Scan encrypted QR codes for transaction approval.
  • Customize enrollment and authentication flows with flexible APIs.
  • Verify digital transactions without requiring operational support.
Out-of-Band OTP
  • Send OTPs via email, voice, WhatsApp or SMS.
  • Ensure access when other authentication method is unavailable.
  • Support users transacting on laptops or desktops.

Customer Impact

Discover the impact of Adaptive Authentication on fraud prevention and customer satisfaction.

  • Reduced fraud in high-value transactions
  • Increased customer satisfaction through seamless logins
  • Lower integration costs and faster deployment with SDKs/APIs
  • Streamlined operations through intuitive support console.

Why 360 Adaptive Authentication?

The value it delivers through trust, growth, and protection.

Stay Ahead of Payment Fraud

Secure transactions across every channel with mobile app authentication.

Deliver a Truly Frictionless Experience

Enhance satisfaction and retention while reducing drop-offs with single-click authentication.

Detect and Block Fraud Instantly

Apply corrective actions immediately when suspicious activity is detected.

Protect Users Across All Channels

Gain consistent authentication coverage across web, mobile and payments.

Prevent Fraud and Strengthen Customer Trust Across Every Digital Interaction

360 Fraud Protection provides comprehensive, predictive protection that minimizes losses, streamlines operations, and enables safe, seamless experiences.

What Customers Are Saying

"Eternal vigilance is the price of liberty’ is a quote from an 1809 book called The Life of  Major General James Jackson by Thomas U.P Charlton. With AppGate, I feel I have  eternal vigilance, and the AppGate solution simply works; it just does! We have  a perfect relationship and partnership, and I get incredible support from their team."
"Eternal vigilance is the price of liberty’ is a quote from an 1809 book called The Life of  Major General James Jackson by Thomas U.P Charlton. With AppGate, I feel I have…
Trax Credit Union
"Within the first six months, Progressive Bank shut down multiple malicious apps and phishing sites without manual intervention. The solution strengthened customer trust and provided 24/7 threat monitoring and automated reporting. "
"Within the first six months, Progressive Bank shut down multiple malicious apps and phishing sites without manual intervention. The solution strengthened customer trust and…
Progressive Bank
"With AppGate we have always had support in our strategy for the risk of transactional fraud and cyber risks. They are not just a service provider, they are a key strategic ally to combat fraud, and prevent various types of risks that may affect the experience of our customers and the sustainability of the company."
"With AppGate we have always had support in our strategy for the risk of transactional fraud and cyber risks. They are not just a service provider, they are a key strategic ally to…
Puntos Colombia
"AppGate’s Fraud Protection solutions have been instrumental in elevating our cybersecurity defenses at Banco Galicia. The seamless integration of AppGate’s technology has not only safeguarded our operations but has also contributed significantly to delivering a secure and seamless banking experience for our customer base."
"AppGate’s Fraud Protection solutions have been instrumental in elevating our cybersecurity defenses at Banco Galicia. The seamless integration of AppGate’s technology has not only…
Galicia